REFFIND has a targeted strategic focus on Cloud-based SaaS solutions for enterprises, their employees, customers and other supply chain stakeholders.

REFFIND Limited is a Software as a Service (SaaS) solutions provider with a product focus on cutting-edge customer loyalty and employee engagement solutions.  

Through their investment in Loyyal, a Blockchain-as-a-Service (BaaS) solutions provider, REFFIND are reinventing how loyalty is created, rewarded, and managed in the Asia Pacific region. Using proprietary blockchain and smart contract technology, Loyyal’s interoperable loyalty and rewards platform brings a host of benefits to a highly fragmented industry and offers brands an innovative way to unlock the billions of dollars in value held captive in legacy loyalty programs today.

Through their investment in WooBoard, REFFIND is helping businesses to recruit, engage and communicate with their employees using a suite of reward, loyalty and recognition, employee communication and engagement tools.

REFFIND is looking to develop its portfolio of products, in particular Wooboard, as it continues to target business generation opportunities. 

REFFIND listed on the Australian Securities Exchange (ASX:RFN) in July 2015.

Our Board

RUMI GUZDER | Chairman

On September 5th 2019, Reffind Limited gladly announced the appointment of Mr Rumi Guzder as Non-executive Chairman of the Company. Rumi has a wealth of experience in technological projects, back-end data systems, infrastructure deployment, payment processing and supply chain management

Rumi is a mathematician and electrical engineer who specialises in control systems theory,
distributed computing and IT infrastructure more broadly. Rumi started his career in academia
pursuing Master’s level study in control systems theory. During Rumi’s time in academia, he worked
in several research programmes associated with Hydro Quebec and Aeronautics companies.

Rumi was head hunted from academia to work on numerous cutting edge technological projects in
his home of Canada and also in North America. Rumi’s experience is wide ranging, it includes:
Leading the IT functions for an airfreight company which was eventually sold to Dachser GMBH.
During Rumi’s time here he was instrumental in modernising and deploying IT infrastructure and EDI
systems for freight forwarding. The IT transformations which Rumi implemented proved to be
significant motivation for Dachser GMBH acquiring the company; and

Founding one of the world’s first full-screen, self-service mobile advertising platforms. Rumi built the
backend data-systems and infrastructure deployment. The company grew to more than 2 million
impressions per day with annual revenues of more than $CAD 5 million.

As an expert in his field, Rumi’s other consulting projects have been wide ranged. His experience also
includes work in payment processing and supply chain management. As part of his consultancy, Rumi
has been involved in successful RTOs on the CSE (Canadian Stock Exchange).

Mr Eugene Loy said about the appointment of Mr Guzder, “Rumi brings serious tech credentials to
the board of RFN in the loyalty space. In particular, Rumi’s skills align strongly with RFN’s significant
investment in Loyyal. Rumi’s appointment marks the beginning of an exciting new chapter for RFN”. 


JOSHUA QUINN | Non-Executive Director


Joshua P Quinn (ICAA, B.Com, LLM, CTA) has over 20 years of experience in private practice within Business Services and Corporate Tax teams of Big 4 and leading Mid Tier Firms providing business and taxation advice and compliance services to high net wealth individuals, private family groups, listed corporation and multinationals. 

He has experience with all aspects of Australian taxation and accounting including income tax, capital gains tax, tax provisions, tax consolidation, tax audits and tax compliance. 

DECLAN JARRETT | Non-Executive Director

Barrister at Law at Edmund Barton Chambers

Declan has over 25 years in taxation and commercial law working in large practices and large public companies until his admission as a barrister. He was admitted as a barrister to The Supreme Court of New South Wales in 2014 and practices predominantly in commercial and taxation law.

He’s also been a director and secretary of private companies and a cooperative. He has a Bachelor’s degrees in economics and law, a Master’s degrees in law and has completed his CPA qualifications.

Corporate Governance

The Board of REFFIND Limited are strong advocates of good corporate governance. The Board is committed to fulfilling its corporate governance obligations and responsibilities in the best interests of the company and its stakeholders.

REFFIND complies with the third edition of the ASX Corporate Governance Council’s Corporate Governance Principles and Recommendations released on 27 March 2014. REFFIND corporate governance practices for the year ended 30 June 2019 are outlined in the 2019 Corporate Governance Statement and Appendix 4G, which is located below.

You can access key corporate governance documents by clicking on the following links:

Investor centre


REFFIND engages Loyalty & Reward Co to promote Loyyal

Initial Director’s Interest Notices

Final Director’s Interest Notices

Director Appointment / Resignation

Results of Meeting

Becoming a substantial holder

Appendix 4G

Quarterly Cashflow Report

Notice of Annual General Meeting/Proxy

ASX Market Release – Reinstatement

Annual Report to shareholders

Initial Director’s Interest Notice

Director Appointment

Final Director’s Interest Notice

Suspension from Official Quotation

Pause in Trading

Director Resignation

Preliminary Final Report

Management Changes

Appendix 4C & Commentary – quarterly

Major shareholding release updated Blockchain-based platform

Replacement Results of Meeting

Results of Meeting

Notice of Extraordinary General Meeting/Proxy Form

Ceasing to be a substantial shareholder from CHP

Change in substantial holding from CHP

Loyyal Media Release

Final Directors Interest Notice

Director Resignation

Initial Directors Interest Notice

Director Appointment

Appendix 4C – March 2018

Reffind Builds Strong Growth Foundation in March Quarter

RFN upgrades Wooboard amid transition to Blockchain

Half Yearly Report and Accounts

Appendix 4C – Quarterly Cash Flow & Commentary

REFFIND completes investment with LOYYAL

RFN & Loyyal agree to extend completion to 25 Jan 2018


Shareholder Update

Loyyal Product Outline

Becoming a substantial holder from CHP

Section 708 Notice for placement

Appendix 3B

REFFIND completes capital raising

Trading Halt

New CEO Appointed

Initial Director’s Interest Notice

Final Director’s Interest Notice

Director Appointment / Resignation

Results of Annual General Meeting

Appendix 4G and Corporate Governance Statement

Change of Director’s Interest Notice

Appendix 4C – quarterly

Notice of Annual General Meeting/Proxy Form

Global Blockchain Industry expert appointed

Full Year Statutory Accounts

Ceasing to be a substantial holder

Shareholder Update – Strategic Growth Overview

Cleansing Notice

Appendix 3B

RFN raises $1.6m by the Placement of 161 million shares

Initial Director’s Interest Notice – Amended & relodged

Trading Halt

Preliminary Final Report

Initial Director’s Interest Notice – amended and re-lodged

Initial Director’s Interest Notice

Final Director’s Interest Notice

Results of Meeting

Commitments Test Entity – Fourth Quarter Report

Notice of General Meeting/Proxy Form – Removal of Director

Appendix 3B

Share Purchase Plan Holding Statements dispatched today

Becoming a substantial holder

Receipt of Shareholder Meeting Requisition

Appendix 3B

Results of Share Purchase Plan

Appendix 3B

Correction of Escrow Securities release 20 June

Business Activity Update

Release of Securities from Escrow

Results of Meeting

Share Purchase Plan Offer Booklet & Acceptance Form

Dispatch of Share Purchase Plan Offer Documents

Appointment of new CEO

Confirmation of Release – RFN – Becoming a substantial holder

REFFIND Limited announces share purchase plan

Notice of change of interests of substantial holder


New issue announcement, application for quotation of additional securities and agreement

REFFIND raises $270,000 by the Placement of 27 million shares

Notice of General Meeting/Proxy Form

Withdrawal of Shareholder Meeting Requisition

Resignation of acting CEO

Notice of ceasing to be a substantial holder

Annual General Meeting – REFFIND Limited

REFFIND Quarterly Appendix 4C

Shareholders General Meeting Requisition Received

Notice of General Meeting/Proxy Form

RFN Chapmans ASX Meeting requestition

Change of Director’s Interest Notice

Becoming a substantial holder from CHP

​REFFIND Appendix 4D Half-Year Report

Quarterly 4C Appendix & Commentary


REFFIND Business Activity Update

REFFIND signs deal with Gentle Giant Moving Company

Results of Meeting

AGM Presentation by CEO

Appendix 3X Initial Director’s Interest Notice

Appendix 3X Initial Director’s Interest Notice

Final Director’s Interest Notice

Final Director’s Interest Notice

Appointment and Resignation of Directors

Quarterly Appendix 4C & Commentary

Notice of Annual General Meeting Proxy Form

2016 Annual Report

Full Year Statutory Accounts

Appendix 4E Commentary

Preliminary Final Report

Quarterly Appendix 4C & Commentary

Final Director’s Interest Notice

Resignation of Director

Resignation of Alternate Director

Final Director’s Interest Notice

Appointment of Alternate Director

Release of Options from Escrow

Analyst Research Blue Ocean Equities Coverage of REFFIND

Notice given under section 708A (5) of Corporations Act

Investor Update Q3 2016

Quarterly Appendix 4C and Commentary – 31 Mar 2016

Appendix 3B

Clarification of 13 April 2016 Placement Announcement

REFFIND raises $2m to advance international expansion

Trading Halt

s708 Cleansing Notice

Appendix 3B

REFFIND launches unified platform

Eight new customers join REFFIND

REFFIND launches Educate with Neil Perry’s Burger Project

Change in substantial holding

Change of Director’s Interest Notice

Change of Director’s Interest Notice

Half Yearly Report and Accounts

REFFIND launches free emergency beacon

Silicon Valley veteran joins REFFIND as Chief Operating Officer

Appendix 4C – quarterly

REFFIND joins ADP marketplace and accelerates USA expansion

REFFIND to launch marketplace with SACs as first partner

More leading Australian organisations join the REFFIND platform


REFFIND signs four new major clients in Australia

REFFIND expands into New Zealand with two customer wins

Appendix 3B

Recorded Investor Update with Commentary from Managing Director, Jamie Pride

Investor Update

Australia’s largest McDonalds franchisee joins REFFIND

Appendix 3B

Results of AGM Meeting

REFFIND signs channel partner agreement and secures new client

Notice of Annual General Meeting /Proxy Form

REFFIND signs two new clients and enters hospitality sector

Quarterly activities report for period ending 30 September 2015

Award winning user experience architect Nick Gascoigne joins REFFIND

Stacey Beer appointed Marketing Director

Five new clients to bolster employee experience with REFFIND

REFFIND finalises acquisition of WooBoard

Appendix 4G

Annual Report

REFFIND acquires global employee recognition platform WooBoard

Investor Presentation

Research Report

Trading Halt

Major expansion of engagement by Randstad Asia-Pacific

Engage product launched with two new clients

Four new clients added as enterprise pricing commences

Preliminary Final Results

REFFIND strengthens team as Robert Love appointed CTO

REFFIND expands into Asia in milestone deal with Randstad Technologies

REFFIND commences trading on ASX

Qantas signs as latest customer of REFFIND

Nick Hillier appointed Vice President Asia Pacific

Suncorp among three new clients for REFFIND

REFFIND Investor Presentation

Thank you for your interest in REFFIND. We have had a name change and are now known as Wooboard Technologies Limited.